Debt Payoff Calculator
Compare avalanche vs. snowball debt payoff strategies side by side.
About this Calculator
Getting out of debt is as much strategy as discipline. This calculator compares the two most popular payoff methods: the avalanche method (highest interest first — saves the most money) and the snowball method (smallest balance first — provides psychological wins). Enter your debts with balances, rates, and minimum payments, then set your total monthly budget to see exactly when you'll be debt-free and how much interest you'll save with each approach.
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