Lease vs. Buy Calculator

Compare total costs of leasing versus buying a car over 3–5 years.

About this Calculator

Should you lease or buy your next car? This side-by-side comparison calculates the total cost of ownership for both options over your chosen time horizon. Leasing offers lower payments and always-new vehicles; buying builds equity. Enter the purchase price, lease terms, financing terms, and estimated depreciation to see the true cost of each path — including taxes, fees, and opportunity cost of down payment.

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