Mortgage Affordability Calculator
Find out how much home you can afford based on your income and debts.
About this Calculator
Before you start house hunting, know your number. This affordability calculator uses your gross monthly income, existing debts, down payment, and estimated rates to determine the maximum home price you can comfortably afford. It applies both the 28% front-end ratio (housing costs vs. income) and the 36% back-end ratio (total debt vs. income) used by most mortgage lenders — giving you a realistic target range.
mortgage affordabilityhow much homehome buyingDTIincome
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