Rent vs. Buy Calculator
Compare the 5-year total cost of renting versus buying a home.
About this Calculator
The rent vs. buy decision is one of the most consequential financial choices you'll make. This calculator goes beyond monthly payment comparison to account for down payment opportunity cost, appreciation, equity buildup, maintenance costs, tax benefits, and renting costs over 5 years. The result: a true total cost comparison that tells you which option builds more wealth in your specific market.
rent vs buyrentingbuyinghome purchasemortgage vs rentequity